Highest Per Gram Rate on your Gold Loan!

Apply for a
gold loan

Gold secured by Trusted Bank Partners

Free 100% Insurance on your Gold Loan

Your Gold is insured with India's one of the largest public sector general insurance company

Why Us?

Highest Per Gram Rate

We give the highest per gram rate all across the industry. Upto 4200* Rs per Gram!

Complete Online Process

We follow a complete digital process that is instant and hassle free!

Door Step Service

No need to travel anywhere for getting a gold loan. Just relax and get a gold loan from APFL at your doorstep!

Gold Safely Stored At Partner Bank's Branches

Frequently Asked Questions

What is a gold loan?

A gold loan is a loan in which the borrower offers a certain amount of gold against a loan amount (called loan-to-value or LTV) for a certain period of time. This works like a normal secured loan in which the gold acts as collateral or asset.

What are the benefits of a gold loan?

A gold loan offers many benefits when compared to other types of loans. Gold loan benefits include faster processing time, higher loan to value ratio, lower interest rates, the convenience of availability of the collateral, faster loan disbursal, and relaxed eligibility criteria. Based on the lender, you may also enjoy other benefits like a waiver on the processing fee and insurance cover.

What are the documents that I need to submit?

A gold loan only requires you to submit KYC documents for verification before the loan can be processed and disbursed. This includes ID proof and address proof, which can be a driver’s license, Aadhar card, voter ID, PAN card, or passport. Along with this, a utility bill or lease agreement must be provided.

Is a CIBIL score required for a gold loan?

No, a CIBIL score is not required when availing a gold loan. The eligibility criteria for a gold loan does not include a credit score or credit check of any sorts - only the KYC documents required for gold loan should be submitted.

Highest Per Gram Rate on your Gold Loan!

Gold secured by Trusted Bank Partners

Free 100% Insurance on your Gold Loan

Your Gold is insured with India's one of the largest public sector general insurance company

Why Us?

Highest Per Gram Rate

Complete Online Process

Door Step Service

Gold Safely Stored At Partner Bank's Branches

Frequently Asked Questions

No, a CIBIL score is not required when availing a gold loan. The eligibility criteria for a gold loan does not include a credit score or credit check of any sorts - only the KYC documents required for gold loan should be submitted.

Fair Practice Code

Terms and Conditions

Privacy Policy

Get a Gold Loan

Grievance Redressal Policy

Highest Per Gram Rate on your Gold Loan!

Gold secured by Trusted Bank Partners

Sample Title

Sample Title

Free 100% Insurance on your Gold Loan

Your Gold is insured with India's one of the largest public sector general insurance company

Why Us?

Highest Per Gram Rate

Complete Online Process

Door Step Service

Gold Safely Stored At Partner Bank's Branches

Frequently Asked Questions

No, a CIBIL score is not required when availing a gold loan. The eligibility criteria for a gold loan does not include a credit score or credit check of any sorts - only the KYC documents required for gold loan should be submitted.

Fair Practice Code Terms and Conditions Privacy Policy

Get a Gold Loan Grievance Redressal Policy

Fair Practice Code

Terms and Conditions

Privacy Policy

Get a Gold Loan

Grievance Redressal Policy